Most policyholders discover the limits of their contracts on the day of a claim: a missing guarantee, a forgotten excess, an exclusion in the fine print. Conversely, many pay every year for duplicate cover without realising it. The Sky Groupe audit exists to eliminate both risks — being under-covered, and overpaying.
What we analyse
Your current contracts
Guarantees, exclusions, excesses, ceilings: we read every policy line by line and spot the duplicates.
Your real risks
Activity, assets, family, liabilities: we map out what truly needs to be protected.
Your premiums
Comparison with market terms across more than 12 partner companies to detect overpricing.
Your past claims
History, settlement times, friction points: lived experience matters as much as paperwork.
Our method
Discovery meeting
30 minutes, free — at our Rabat office, by phone or video call. We listen to your situation and priorities.
Collecting your contracts
You send us your policies (a photo or scan is enough); we handle everything else, in full confidence.
Comparative analysis
Our review grid identifies missing guarantees, duplicates, abnormal excesses and premium gaps versus the market.
Recommendations report
A clear document, presented in person, with a costed action plan. The decision is yours — with no obligation.
What you gain
- ✓ A clear, consolidated view of all your cover
- ✓ Detection of duplicates and useless guarantees — immediate savings
- ✓ Identification of protection gaps before a claim reveals them
- ✓ A costed action plan, with no obligation to subscribe
Frequently asked questions
Yes, completely — and with no commitment. It's our way in: as a broker, we are paid by the insurance companies only if you decide to take out a contract through us.
For an individual, allow 48 to 72 hours after we receive your contracts. For a business (fleet, workplace accidents, multi-risk), one to two weeks depending on the number of policies.
No — never before a replacement solution has been confirmed. If the audit leads to a change, we manage the cancellations at the right time, respecting notice periods, so there is no break in cover.
Yes. Your contracts and personal data remain strictly confidential and are never passed to a company without your explicit consent.